Learn About Money
Education HubUnderstand your savings and investment options in Jamaica. Plain language, no jargon.
Savings Options
Safe places to keep your money while it grows
Bank Savings Account
A basic savings account at a commercial bank like NCB, Scotiabank, First Global, or JMMB. Your money is safe and easy to access.
Credit Union Savings
Savings with a credit union like COK, C&WJ Credit Union, or Jamaica Teachers Association Credit Union. Often better rates than banks.
Partner (Pardner) Plan
A traditional Jamaican savings method where a group of people contribute a set amount regularly, and members take turns receiving the full pot.
Investment Options
Ways to grow your wealth over time
Government of Jamaica (GOJ) Bonds
Loans you make to the Jamaican government. They pay you back with interest over time. Very safe because backed by the government.
Treasury Bills (T-Bills)
Short-term government securities (30-180 days). You buy at a discount and get full value at maturity.
Unit Trusts / Mutual Funds
Pool your money with other investors to buy a mix of stocks, bonds, or both. Managed by professionals.
Stocks (JSE)
Buy shares in Jamaican companies listed on the Jamaica Stock Exchange. You become a part-owner of the company.
Real Estate Investment
Buying property in Jamaica for rental income or to sell later at a higher price.
Pension Schemes
Retirement savings plans including NHT contributions and private pension funds. Tax benefits available.
Educational Information Only
This information is for educational purposes and should not be considered financial advice. Returns mentioned are typical ranges and not guaranteed. Always do your own research and consider consulting a licensed financial advisor before making investment decisions.